Property Data OutlookNorth Hertfordshire
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for North Hertfordshire
Key indicators for buyers
The North Hertfordshire market is moderately favourable for buyers. Affordability has improved from a peak of 11.6x in 2022 to 10.0x today. Rising rents (£1,400/mo, +4.2%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in North Hertfordshire costs 10.0x the local median salary — stretched, improving from a peak of 11.6x in 2022.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in North Hertfordshire is £1,400, up 4.2% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average North Hertfordshire price of £416,392 with a 25% deposit (£104k), a 2-year fixed mortgage at 3.97% costs around £1,643 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,643) are £243 more than renting (£1,400). However, buying requires an upfront deposit of £104k — it would take around 12 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
10, WOODSTOCK SG3 6EA | Terraced | £343,500 | 28 Jan 2026 |
10, MILTON CLOSE SG8 5DP | Detached | £490,000 | 23 Jan 2026 |
39, SOUTH ROAD SG7 6BZ | Terraced | £310,000 | 22 Jan 2026 |
3, GRANGE CLOSE SG4 9HD | Detached | £835,000 | 20 Jan 2026 |
8, STAMFORD YARD SG8 5AN | Flat/Maisonette | £205,000 | 16 Jan 2026 |
32, MAYFLOWER CLOSE, CODICOTE SG4 8SW | Terraced | £245,000 | 16 Jan 2026 |
12, FORGE END, WESTON SG4 7AQ | Semi-detached | £445,000 |
Explore postcodes in North Hertfordshire
6postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.