Data from Land Registry, ONS, Bank of England
Compare with another area →Key indicators for buyers
The North Hertfordshire market is moderately favourable for buyers. Affordability has improved from a peak of 11.6x in 2022 to 10.0x today. Rising rents (£1,400/mo, +4.2%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in North Hertfordshire costs 10.0x the local median salary — stretched, improving from a peak of 11.6x in 2022.
Average monthly rent · ONS Private Rental Index
Average monthly rent in North Hertfordshire is £1,400, up 4.2% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average North Hertfordshire price of £416,392 with a 25% deposit (£104k), a 2-year fixed mortgage at 3.97% costs around £1,643 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£1,643) are £243 more than renting (£1,400). However, buying requires an upfront deposit of £104k — it would take around 12 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
10, WOODSTOCK SG3 6EA | Terraced | £343,500 | 28 Jan 2026 |
10, MILTON CLOSE SG8 5DP | Detached | £490,000 | 23 Jan 2026 |
39, SOUTH ROAD SG7 6BZ | Terraced | £310,000 | 22 Jan 2026 |
3, GRANGE CLOSE SG4 9HD | Detached | £835,000 | 20 Jan 2026 |
8, STAMFORD YARD SG8 5AN | Flat/Maisonette | £205,000 | 16 Jan 2026 |
32, MAYFLOWER CLOSE, CODICOTE SG4 8SW | Terraced | £245,000 | 16 Jan 2026 |
12, FORGE END, WESTON SG4 7AQ | Semi-detached | £445,000 |
6postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in North Hertfordshire sells for £416,392, up slightly (0.6%) over the past year. Prices have grown from around £69k in the mid-1990s.
| 16 Jan 2026 |
2, BYRON CLOSE SG4 0QS | Terraced | £381,000 | 15 Jan 2026 |
44, HIGH STREET, OFFLEY SG5 3AH | Terraced | £480,000 | 15 Jan 2026 |
FLAT 16, MULBERRY COURT, POND LANE SG7 5AS | Flat/Maisonette | £260,000 | 15 Jan 2026 |
5, ST MARYS WAY SG7 6JF | Terraced | £425,000 | 15 Jan 2026 |
49, HIGHBURY ROAD SG4 9SA | Semi-detached | £802,140 | 14 Jan 2026 |
4, COOMBELANDS SG8 7DW | Semi-detached | £380,000 | 14 Jan 2026 |
32, HARTINGTON PLACE SG6 1FA | Flat/Maisonette | £112,500 | 12 Jan 2026 |
32, WOOLGROVE ROAD SG4 0AT | Terraced | £270,000 | 12 Jan 2026 |
12, OAK TREE GARDENS SG3 6EQ | Detached | £700,000 | 12 Jan 2026 |
33, CHAUCER ROAD SG8 5AP | Terraced | £320,000 | 9 Jan 2026 |
37, MILL ROAD, ST IPPOLYTS SG4 7RG | Terraced | £417,500 | 9 Jan 2026 |
50, AUBREYS SG6 3TU | Detached | £700,000 | 9 Jan 2026 |
BELDAM HOUSE, BARKWAY ROAD SG8 9DR | Detached | £795,000 | 9 Jan 2026 |
The most recent recorded sale in North Hertfordshire was a terraced property on Woodstock for £343,500 in January 2026. Across the last 20 sales, the median price was £417,500.