Property Data OutlookMonmouthshire
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for Monmouthshire
Key indicators for buyers
The Monmouthshire market looks favourable for buyers. Affordability has improved from a peak of 10.3x in 2021 to 8.0x today. Rising rents (£986/mo, +3.7%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Monmouthshire costs 8.0x the local median salary — moderate, improving from a peak of 10.3x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Monmouthshire is £986, up 3.7% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Monmouthshire price of £333,000 with a 25% deposit (£83k), a 2-year fixed mortgage at 3.97% costs around £1,314 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,314) are £328 more than renting (£986). However, buying requires an upfront deposit of £83k — it would take around 15 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
13, ALPHA ROAD, BULWARK NP16 5QX | Terraced | £261,000 | 23 Jan 2026 |
189, TERNATA DRIVE NP25 5WA | Detached | £400,000 | 23 Jan 2026 |
2A, ORCHARD COTTAGES, LLANDENNY NP15 1DZ | Detached | £365,000 | 23 Jan 2026 |
4, PENYFFYDDLWYN LANE, LLANELLY HILL NP7 0LE | Detached | £535,000 | 23 Jan 2026 |
34, ACACIA AVENUE, UNDY NP26 3NQ | Semi-detached | £292,000 | 22 Jan 2026 |
44, LAPWING AVENUE NP26 5RN | Semi-detached | £240,000 | 19 Jan 2026 |
27, OAKLANDS DRIVE NP25 5DT | Detached |
Explore postcodes in Monmouthshire
7postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.