Data from Land Registry, ONS, Bank of England
Compare with another area →Key indicators for buyers
The Monmouthshire market looks favourable for buyers. Affordability has improved from a peak of 10.3x in 2021 to 8.0x today. Rising rents (£986/mo, +3.7%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in Monmouthshire costs 8.0x the local median salary — moderate, improving from a peak of 10.3x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Monmouthshire is £986, up 3.7% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Monmouthshire price of £333,000 with a 25% deposit (£83k), a 2-year fixed mortgage at 3.97% costs around £1,314 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£1,314) are £328 more than renting (£986). However, buying requires an upfront deposit of £83k — it would take around 15 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
13, ALPHA ROAD, BULWARK NP16 5QX | Terraced | £261,000 | 23 Jan 2026 |
189, TERNATA DRIVE NP25 5WA | Detached | £400,000 | 23 Jan 2026 |
2A, ORCHARD COTTAGES, LLANDENNY NP15 1DZ | Detached | £365,000 | 23 Jan 2026 |
4, PENYFFYDDLWYN LANE, LLANELLY HILL NP7 0LE | Detached | £535,000 | 23 Jan 2026 |
34, ACACIA AVENUE, UNDY NP26 3NQ | Semi-detached | £292,000 | 22 Jan 2026 |
44, LAPWING AVENUE NP26 5RN | Semi-detached | £240,000 | 19 Jan 2026 |
27, OAKLANDS DRIVE NP25 5DT | Detached |
7postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in Monmouthshire sells for £333,000, up slightly (1.4%) over the past year. Prices have grown from around £60k in the mid-1990s.
| £405,000 |
| 16 Jan 2026 |
6, LANCASTER WAY, OSBASTON NP25 3BE | Detached | £395,000 | 15 Jan 2026 |
CHERRY TREE HOUSE, OAKFIELD ROAD NP25 3JJ | Detached | £845,750 | 14 Jan 2026 |
12, FITZROY CLOSE NP25 5BJ | Semi-detached | £300,000 | 12 Jan 2026 |
82, PARK STREET NP7 5YD | Terraced | £275,000 | 9 Jan 2026 |
30, LONGHOUSE BARN, PENPERLLENI NP4 0AX | Detached | £445,000 | 9 Jan 2026 |
40, WYNDHAM ROAD NP7 6AF | Detached | £366,000 | 9 Jan 2026 |
57, CANON LANE, CAERWENT NP26 4QQ | Semi-detached | £228,500 | 9 Jan 2026 |
30, COMMERCIAL STREET NP7 5DY | Terraced | £210,000 | 9 Jan 2026 |
30, WATERSIDE NP7 5LJ | Semi-detached | £275,000 | 9 Jan 2026 |
10, NORMANDY WAY NP16 5NB | Semi-detached | £359,950 | 9 Jan 2026 |
5, KEATS ROAD NP26 4LH | Terraced | £195,600 | 9 Jan 2026 |
12, PIERCEFIELD AVENUE NP16 5JB | Detached | £430,000 | 9 Jan 2026 |
BROADWAY, MERTHYR ROAD NP7 5DB | Semi-detached | £335,000 | 9 Jan 2026 |
The most recent recorded sale in Monmouthshire was a terraced property on Alpha Road for £261,000 in January 2026. Across the last 20 sales, the median price was £359,950.