Property Data OutlookMerthyr Tydfil
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for Merthyr Tydfil
Key indicators for buyers
The Merthyr Tydfil market looks favourable for buyers. Prices have softened (-2.7%), which could present a buying opportunity. Rising rents (£751/mo, +4.6%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Merthyr Tydfil costs 4.6x the local median salary — relatively affordable, improving from a peak of 5.0x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Merthyr Tydfil is £751, up 4.6% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Merthyr Tydfil price of £141,904 with a 25% deposit (£35k), a 2-year fixed mortgage at 3.97% costs around £560 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£560) are £191 less than renting (£751). However, buying requires an upfront deposit of £35k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
68, HIGH STREET, DOWLAIS TOP CF48 3PW | Terraced | £102,000 | 23 Jan 2026 |
1, CROSS MARGARET STREET CF47 8TL | Terraced | £50,000 | 22 Jan 2026 |
1, WHITE HART COTTAGES CF46 5DT | Terraced | £62,000 | 16 Jan 2026 |
47, WYNDHAM STREET, TROEDYRHIW CF48 4JY | Terraced | £105,000 | 16 Jan 2026 |
37, LUPIN CLOSE CF47 9DP | Terraced | £111,000 | 13 Jan 2026 |
45, YEW CLOSE CF47 9SD | Terraced | £105,000 | 13 Jan 2026 |
25, THORNWOOD PLACE CF46 5AB | Terraced |
Explore postcodes in Merthyr Tydfil
3postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.