Mansfield

Data from Land Registry, ONS, Bank of England

Compare with another area →

Avg. price

£189,645

↑ +3.7% YoY

Affordability

5.52x

↑ price-to-earnings

Avg. rent

£768/mo

↑ +4.0% YoY

Market outlook for Mansfield

Key indicators for buyers

Prices rising+3.7% YoYMay be harder to negotiate

Affordable5.5xImproving from 6.6x in 2021

Rates favourable3.97%2yr fixed, 75% LTV

Market quiet-6% YoYLess competition

Rents rising fast+4.0% YoYWaiting costs more (£768/mo)

The Mansfield market looks favourable for buyers. Prices are rising at 3.7%, which may favour acting sooner rather than later. Affordability has improved from a peak of 6.6x in 2021 to 5.5x today. Rising rents (£768/mo, +4.0%) mean the cost of waiting is real.

Price trends

Average sale prices · HM Land Registry / UK HPI

£189,645

↑ +3.7% YoY

Affordability ratio

House price ÷ median earnings · ONS data

5.52x

price-to-earnings

A home in Mansfield costs 5.5x the local median salary — moderate, improving from a peak of 6.6x in 2021.

Rental trends

Average monthly rent · ONS Private Rental Index

£768/mo

↑ +4.0% YoY

Average monthly rent in Mansfield is £768, up 4.0% year-on-year. Rents have risen consistently over the past five years.

Monthly mortgage

2yr fixed · 75% LTV · 25yr term · BoE avg. rate

£748

per month at 3.97%

LTV

Term

Deposit (25%)

£47k

Stamp duty

£0

Based on the average Mansfield price of £189,645 with a 25% deposit (£47k), a 2-year fixed mortgage at 3.97% costs around £748 per month.

Rent vs buy snapshot

Monthly cost comparison based on current data

Renting

£768

per month

0% equity built

Buying (mortgage)

£748

per month

£20 less than renting

Breakeven

8yr

to recoup deposit

vs renting + investing

Monthly mortgage payments (£748) are £20 less than renting (£768). However, buying requires an upfront deposit of £47k — it would take around 8 years to recoup that cost compared to renting and investing the difference.

Recent sales

Latest transactions · HM Land Registry Price Paid Data

Address	Type	Price	Date
3, DORCHESTER CLOSE NG18 4QW	Detached	£375,000	26 Jan 2026
6, LOCHBUIE COURT NG18 2BR	Flat/Maisonette	£136,000	21 Jan 2026
8, ELMHURST ROAD, FOREST TOWN NG19 0EU	Semi-detached	£167,500	16 Jan 2026
43, FELTON AVENUE, MANSFIELD WOODHOUSE NG19 8UB	Detached	£232,000	16 Jan 2026
42, PUMP HOLLOW LANE NG18 3DU	Detached	£227,500	16 Jan 2026
12, VALLEY VIEW NG18 4US	Detached	£325,000	15 Jan 2026
37, LAUREL AVENUE NG18 2RY	Terraced

Explore postcodes in Mansfield

2postcode districts · Click for detailed prices

Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions