Property Data OutlookM20
29,162 recorded transactions · Part of Manchester
Compare with another area →Market outlook for M20
Key indicators for buyers
The M20 market is moderately favourable for buyers. Prices have softened (-2.1%), which could present a buying opportunity. Affordability has improved from a peak of 7.2x in 2021 to 6.1x today. Rising rents (£1,345/mo, +2.9%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Manchester area
A home in Manchester costs 6.1x the local median salary — moderate, improving from a peak of 7.2x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Manchester area
Average monthly rent in Manchester is £1,345, up 2.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Manchester price of £394,136 with a 25% deposit (£99k), a 2-year fixed mortgage at 3.97% costs around £1,555 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses M20 avg. price with Manchester rental data
Monthly mortgage payments (£1,555) are £210 more than renting (£1,345). However, buying requires an upfront deposit of £99k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
21, ORCHARD STREET M20 2LP | Terraced | £500,000 | 19 Jan 2026 |
32, DARLEY AVENUE M20 2YD | Semi-detached | £740,000 | 19 Jan 2026 |
7, MAYWOOD AVENUE M20 5GR | Semi-detached | £411,000 | 13 Jan 2026 |
FLAT 3, 1, QUEENSTON ROAD M20 2WZ | Flat/Maisonette | £326,000 | 12 Jan 2026 |
95, BROAD OAK LANE M20 5GA | Semi-detached | £432,500 | 9 Jan 2026 |
2, CANONBURY HOUSE, 5, OLD LANSDOWNE ROAD M20 2PB | Flat/Maisonette | £330,000 | 9 Jan 2026 |
APARTMENT 37, DIDSBURY GATE, 1, HOUSEMAN CRESCENT M20 2JA |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.