Market outlook for Maldon
Key indicators for buyers
The Maldon market is moderately favourable for buyers. Prices are rising at 4.0%, which may favour acting sooner rather than later. Affordability has improved from a peak of 13.5x in 2021 to 11.1x today. Rising rents (£1,150/mo, +9.4%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Maldon costs 11.1x the local median salary — very stretched, improving from a peak of 13.5x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Maldon is £1,150, up 9.4% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Maldon price of £394,464 with a 25% deposit (£99k), a 2-year fixed mortgage at 3.97% costs around £1,557 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,557) are £407 more than renting (£1,150). However, buying requires an upfront deposit of £99k — it would take around 16 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
9, THE SQUARE, HEYBRIDGE CM9 4LT | Terraced | £180,000 | 19 Jan 2026 |
85, GRANGEWOOD PARK AVENUE CM0 8FF | Detached | £400,000 | 16 Jan 2026 |
21, LAVENDER DRIVE CM0 7RQ | Detached | £525,000 | 16 Jan 2026 |
19, THE SPINNAKER, ST LAWRENCE CM0 7GR | Detached | £401,000 | 15 Jan 2026 |
WASDALE, SUMMERHILL, ALTHORNE CM3 6BY | Detached | £392,000 | 15 Jan 2026 |
BURNT HOUSE, SOUTHMINSTER ROAD CM0 8QE | Detached | £507,500 | 14 Jan 2026 |
73, ANCHORAGE VIEW, ST LAWRENCE CM0 7JH | Detached |
Explore postcodes in Maldon
2postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.