Data from Land Registry, ONS, Bank of England
Compare with another area →Key indicators for buyers
The Lincoln market looks favourable for buyers. Prices are rising at 4.0%, which may favour acting sooner rather than later. Affordability has improved from a peak of 6.1x in 2021 to 5.2x today. Rising rents (£944/mo, +7.2%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in Lincoln costs 5.2x the local median salary — moderate, improving from a peak of 6.1x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Lincoln is £944, up 7.2% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Lincoln price of £187,688 with a 25% deposit (£47k), a 2-year fixed mortgage at 3.97% costs around £741 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£741) are £203 less than renting (£944). However, buying requires an upfront deposit of £47k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
39, STAINTON GARDENS LN1 3TH | Semi-detached | £115,000 | 23 Jan 2026 |
19, CAMWOOD CRESCENT LN6 0PH | Terraced | £155,000 | 23 Jan 2026 |
94, FOSTER STREET LN5 7QF | Terraced | £145,000 | 22 Jan 2026 |
13, CLIVE AVENUE LN6 7UJ | Semi-detached | £185,000 | 21 Jan 2026 |
24, SIBTHORP STREET LN5 7SH | Terraced | £192,500 | 19 Jan 2026 |
5, BETULA GROVE LN6 0RF | Detached | £212,000 | 19 Jan 2026 |
3, CRAVEN MEWS LN5 8EJ | Semi-detached | £130,000 |
4postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in Lincoln sells for £187,688, up 4.0% over the past year. Prices have grown from around £34k in the mid-1990s.
| 16 Jan 2026 |
15, ROOKERY PARK LN6 7BY | Terraced | £190,000 | 16 Jan 2026 |
6, STONE BRIDGE LN2 4TL | Semi-detached | £240,000 | 16 Jan 2026 |
27, GREENBANK DRIVE LN6 7LQ | Detached | £150,000 | 16 Jan 2026 |
38, LITTLE BARGATE STREET LN5 8JL | Terraced | £110,000 | 16 Jan 2026 |
273, CALDER ROAD LN5 9TJ | Detached | £300,000 | 16 Jan 2026 |
50, GREETWELL CLOSE LN2 4BA | Terraced | £195,000 | 16 Jan 2026 |
60, WILSON STREET LN1 3HY | Terraced | £165,000 | 16 Jan 2026 |
18, NIGHTINGALE CRESCENT LN6 0JJ | Terraced | £180,000 | 15 Jan 2026 |
1, SUNFIELD CRESCENT LN6 0LL | Detached | £280,000 | 15 Jan 2026 |
59, WENTWORTH WAY LN6 0WE | Semi-detached | £135,000 | 13 Jan 2026 |
414, MONKS ROAD LN2 5PZ | Terraced | £135,000 | 12 Jan 2026 |
50, WESTCLIFFE STREET LN1 3TZ | Terraced | £165,000 | 12 Jan 2026 |
17, ELSHAM CLOSE LN6 3YY | Terraced | £143,500 | 12 Jan 2026 |
The most recent recorded sale in Lincoln was a semi-detached property on Stainton Gardens for £115,000 in January 2026. Across the last 20 sales, the median price was £165,000.