Market outlook for WF3
Key indicators for buyers
The WF3 market is moderately favourable for buyers. Prices have softened (-6.2%), which could present a buying opportunity. Affordability has improved from a peak of 7.2x in 2021 to 6.5x today. Rising rents (£1,126/mo, +2.8%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Leeds area
A home in Leeds costs 6.5x the local median salary — moderate, improving from a peak of 7.2x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Leeds area
Average monthly rent in Leeds is £1,126, up 2.8% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Leeds price of £247,438 with a 25% deposit (£62k), a 2-year fixed mortgage at 3.97% costs around £976 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses WF3 avg. price with Leeds rental data
Monthly mortgage payments (£976) are £150 less than renting (£1,126). However, buying requires an upfront deposit of £62k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
7A, HAIGH MOOR ROAD, TINGLEY WF3 1ED | Semi-detached | £167,500 | 26 Jan 2026 |
17, SYKE ROAD, TINGLEY WF3 1DA | Detached | £260,000 | 23 Jan 2026 |
40, GORDON STREET, EAST ARDSLEY WF3 2BH | Terraced | £170,000 | 23 Jan 2026 |
50, BRADFORD ROAD, EAST ARDSLEY WF3 2HF | Terraced | £127,000 | 16 Jan 2026 |
46, LEEDS ROAD, LOFTHOUSE WF3 3EX | Semi-detached | £275,000 | 9 Jan 2026 |
22, LANCET RISE, ROBIN HOOD WF3 3UE | Detached | £340,000 | 8 Jan 2026 |
177, REIN ROAD, TINGLEY WF3 1JJ | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.