Market outlook for HD1
Key indicators for buyers
The HD1 market is moderately favourable for buyers. Prices have softened (-29.8%), which could present a buying opportunity. Affordability has improved from a peak of 6.8x in 2021 to 6.3x today. Rising rents (£756/mo, +9.9%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Kirklees area
A home in Kirklees costs 6.3x the local median salary — moderate, improving from a peak of 6.8x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Kirklees area
Average monthly rent in Kirklees is £756, up 9.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Kirklees price of £116,000 with a 25% deposit (£29k), a 2-year fixed mortgage at 3.97% costs around £458 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses HD1 avg. price with Kirklees rental data
Monthly mortgage payments (£458) are £298 less than renting (£756). However, buying requires an upfront deposit of £29k — it would take around 4 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
90, ELDON ROAD, MARSH HD1 4NE | Terraced | £116,000 | 6 Jan 2026 |
63, ST JAMES ROAD, MARSH HD1 4QA | Terraced | £150,000 | 19 Dec 2025 |
50, GREENHEAD ROAD HD1 4EZ | Semi-detached | £435,000 | 19 Dec 2025 |
34, TANFIELD ROAD HD1 5HG | Terraced | £97,500 | 19 Dec 2025 |
59, CHURCH STREET, PADDOCK HD1 4UB | Terraced | £78,600 | 18 Dec 2025 |
13, SYRINGA STREET HD1 4PD | Terraced | £184,000 | 18 Dec 2025 |
APARTMENT 138, 1535 THE MELTING POINT, 7, FIRTH STREET HD1 3BZ | Flat/Maisonette |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.