Property Data OutlookHertsmere
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for Hertsmere
Key indicators for buyers
The Hertsmere market is moderately favourable for buyers. Affordability has improved from a peak of 15.5x in 2021 to 11.9x today. Rising rents (£1,787/mo, +3.4%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Hertsmere costs 11.9x the local median salary — very stretched, improving from a peak of 15.5x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Hertsmere is £1,787, up 3.4% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Hertsmere price of £556,996 with a 25% deposit (£139k), a 2-year fixed mortgage at 3.97% costs around £2,198 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£2,198) are £411 more than renting (£1,787). However, buying requires an upfront deposit of £139k — it would take around 13 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
21, SALISBURY CLOSE EN6 5AX | Semi-detached | £534,950 | 28 Jan 2026 |
FLAT 25, AFFINITY PLACE, 12, ELSTREE WAY WD6 1JE | Flat/Maisonette | £410,000 | 23 Jan 2026 |
60, BILLY LOWS LANE EN6 1XL | Semi-detached | £860,000 | 20 Jan 2026 |
31, TORRINGTON DRIVE EN6 5HU | Semi-detached | £690,000 | 20 Jan 2026 |
43, OAKWOOD AVENUE WD6 1SS | Semi-detached | £695,000 | 19 Jan 2026 |
AMBERLEY COTTAGE, ROUNDBUSH LANE, ROUND BUSH WD25 8BQ | Semi-detached | £535,000 | 16 Jan 2026 |
43, WORDSWORTH GARDENS WD6 2AB |
Explore postcodes in Hertsmere
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Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.