Market outlook for Hart
Key indicators for buyers
The Hart market is moderately favourable for buyers. Prices are rising at 4.9%, which may favour acting sooner rather than later. Rising rents (£1,395/mo, +3.5%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Hart costs 12.7x the local median salary — very stretched.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Hart is £1,395, up 3.5% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Hart price of £487,606 with a 25% deposit (£122k), a 2-year fixed mortgage at 3.97% costs around £1,924 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,924) are £529 more than renting (£1,395). However, buying requires an upfront deposit of £122k — it would take around 16 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
85, MITCHELL AVENUE, HARTLEY WINTNEY RG27 8HG | Terraced | £495,000 | 23 Jan 2026 |
30, FELDERS MEDE RG27 9TX | Detached | £450,000 | 21 Jan 2026 |
32, HITCHES LANE, CROOKHAM VILLAGE GU51 5SW | Semi-detached | £742,500 | 19 Jan 2026 |
25, LIME DRIVE GU51 2XJ | Detached | £407,000 | 15 Jan 2026 |
16, VETCH FIELD RG27 9SL | Semi-detached | £360,000 | 14 Jan 2026 |
FLAT 2, KATHERINE HOUSE, KINGSWAY, BLACKWATER GU17 0JS | Flat/Maisonette | £245,000 | 13 Jan 2026 |
3, BROWNING ROAD, CHURCH CROOKHAM GU52 0YJ |
Explore postcodes in Hart
7postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.