Market outlook for HA2
Key indicators for buyers
The HA2 market presents a mixed picture for buyers. Prices are rising at 20.3%, which may favour acting sooner rather than later. Affordability has improved from a peak of 16.0x in 2017 to 14.0x today. Rising rents (£1,752/mo, +3.1%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Harrow area
A home in Harrow costs 14.0x the local median salary — very stretched, improving from a peak of 16.0x in 2017.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Harrow area
Average monthly rent in Harrow is £1,752, up 3.1% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Harrow price of £624,111 with a 25% deposit (£156k), a 2-year fixed mortgage at 3.97% costs around £2,463 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses HA2 avg. price with Harrow rental data
Monthly mortgage payments (£2,463) are £711 more than renting (£1,752). However, buying requires an upfront deposit of £156k — it would take around 17 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
140, WELBECK ROAD HA2 0RX | Semi-detached | £715,000 | 22 Jan 2026 |
19, OAKINGTON AVENUE HA2 7JQ | Terraced | £624,000 | 16 Jan 2026 |
59, BLENHEIM ROAD HA2 7AQ | Terraced | £615,000 | 16 Jan 2026 |
4, SACKVILLE CLOSE HA2 0NJ | Detached | £1,400,000 | 15 Jan 2026 |
4, THE QUADRANT HA2 6PN | Other | £300,000 | 12 Jan 2026 |
3, SIDDONS HOUSE, COTTAGE CLOSE HA2 0HG | Flat/Maisonette | £275,000 | 9 Jan 2026 |
168, EXETER ROAD HA2 9PJ | Terraced | £750,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.