Gloucestershire

Data from Land Registry, ONS, Bank of England

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Avg. price

£316,679

↑ +1.7% YoY

Affordability

8.38x

↓ price-to-earnings

Avg. rent

N/A

Market outlook for Gloucestershire

Key indicators for buyers

Prices stable+1.7% YoYRelatively stable market

Stretched8.4xImproving from 10.0x in 2021

Rates favourable3.97%2yr fixed, 75% LTV

Market quiet-6% YoYLess competition

The Gloucestershire market is moderately favourable for buyers. Affordability has improved from a peak of 10.0x in 2021 to 8.4x today.

Price trends

Average sale prices · HM Land Registry / UK HPI

£316,679

↑ +1.7% YoY

Affordability ratio

House price ÷ median earnings · ONS data

8.38x

price-to-earnings

A home in Gloucestershire costs 8.4x the local median salary — stretched, improving from a peak of 10.0x in 2021.

Monthly mortgage

2yr fixed · 75% LTV · 25yr term · BoE avg. rate

£1,250

per month at 3.97%

LTV

Term

Deposit (25%)

£79k

Stamp duty

£3k

Based on the average Gloucestershire price of £316,679 with a 25% deposit (£79k), a 2-year fixed mortgage at 3.97% costs around £1,250 per month.

Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions