Gloucester

Data from Land Registry, ONS, Bank of England

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Avg. price

£236,686

↑ +1.4% YoY

Affordability

7.19x

price-to-earnings

Avg. rent

£1087/mo

↑ +7.6% YoY

Market outlook for Gloucester

Key indicators for buyers

Prices stable+1.4% YoYRelatively stable market

Moderate7.2xImproving from 8.0x in 2022

Rates favourable3.97%2yr fixed, 75% LTV

Market quiet-6% YoYLess competition

Rents rising fast+7.6% YoYWaiting costs more (£1,087/mo)

The Gloucester market looks favourable for buyers. Affordability has improved from a peak of 8.0x in 2022 to 7.2x today. Rising rents (£1,087/mo, +7.6%) mean the cost of waiting is real.

Price trends

Average sale prices · HM Land Registry / UK HPI

£236,686

↑ +1.4% YoY

Affordability ratio

House price ÷ median earnings · ONS data

7.19x

price-to-earnings

A home in Gloucester costs 7.2x the local median salary — moderate, improving from a peak of 8.0x in 2022.

Rental trends

Average monthly rent · ONS Private Rental Index

£1087/mo

↑ +7.6% YoY

Average monthly rent in Gloucester is £1,087, up 7.6% year-on-year. Rents have risen consistently over the past five years.

Monthly mortgage

2yr fixed · 75% LTV · 25yr term · BoE avg. rate

£934

per month at 3.97%

LTV

Term

Deposit (25%)

£59k

Stamp duty

£0

Based on the average Gloucester price of £236,686 with a 25% deposit (£59k), a 2-year fixed mortgage at 3.97% costs around £934 per month.

Rent vs buy snapshot

Monthly cost comparison based on current data

Renting

£1,087

per month

0% equity built

Buying (mortgage)

£934

per month

£153 less than renting

Breakeven

7yr

to recoup deposit

vs renting + investing

Monthly mortgage payments (£934) are £153 less than renting (£1,087). However, buying requires an upfront deposit of £59k — it would take around 7 years to recoup that cost compared to renting and investing the difference.

Recent sales

Latest transactions · HM Land Registry Price Paid Data

Address	Type	Price	Date
3, PORCHESTER ROAD, HUCCLECOTE GL3 3EF	Flat/Maisonette	£160,000	27 Jan 2026
11, WOODVALE KINGSWAY, QUEDGELEY GL2 2AU	Flat/Maisonette	£128,500	23 Jan 2026
97, LINDEN ROAD GL1 5HE	Semi-detached	£235,000	22 Jan 2026
17, WINDRUSH ROAD, TUFFLEY GL4 0JR	Terraced	£182,500	22 Jan 2026
64, BAY TREE ROAD, ABBEYMEAD GL4 5WD	Detached	£420,000	21 Jan 2026
3, JENNER CLOSE, HUCCLECOTE GL3 3DZ	Semi-detached	£340,000	21 Jan 2026
71, SWIFT ROAD, ABBEYDALE GL4 4XH

Explore postcodes in Gloucester

3postcode districts · Click for detailed prices

Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions