Market outlook for Fylde
Key indicators for buyers
The Fylde market looks favourable for buyers. Affordability has improved from a peak of 7.0x in 2022 to 5.4x today. Rising rents (£846/mo, +6.2%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Fylde costs 5.4x the local median salary — moderate, improving from a peak of 7.0x in 2022.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Fylde is £846, up 6.2% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Fylde price of £227,817 with a 25% deposit (£57k), a 2-year fixed mortgage at 3.97% costs around £899 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£899) are £53 more than renting (£846). However, buying requires an upfront deposit of £57k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
43, ALEXANDRA ROAD FY8 3SN | Terraced | £152,000 | 16 Jan 2026 |
30, OLD TARNBRICK WAY, KIRKHAM PR4 2SA | Detached | £360,000 | 16 Jan 2026 |
13, SPRINGFIELD ROAD FY8 1TW | Terraced | £210,000 | 16 Jan 2026 |
18, MEMORY CLOSE, FRECKLETON PR4 1YS | Terraced | £125,000 | 16 Jan 2026 |
31, HEELEY ROAD FY8 2LH | Semi-detached | £175,000 | 16 Jan 2026 |
16, SALTCOTES ROAD FY8 4HN | Detached | £295,000 | 15 Jan 2026 |
34, FRECKLETON STREET FY8 5DY | Terraced |
Explore postcodes in Fylde
2postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.