Property Data OutlookFolkestone and Hythe
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for Folkestone and Hythe
Key indicators for buyers
The Folkestone and Hythe market is moderately favourable for buyers. Affordability has improved from a peak of 11.3x in 2021 to 8.1x today. Rising rents (£1,126/mo, +7.7%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Folkestone and Hythe costs 8.1x the local median salary — stretched, improving from a peak of 11.3x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Folkestone and Hythe is £1,126, up 7.7% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Folkestone and Hythe price of £305,858 with a 25% deposit (£76k), a 2-year fixed mortgage at 3.97% costs around £1,207 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,207) are £81 more than renting (£1,126). However, buying requires an upfront deposit of £76k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 1, 64, COOLINGE ROAD CT20 1EP | Flat/Maisonette | £230,000 | 30 Jan 2026 |
FLAT 7, HORIZON, 85, SEABROOK ROAD CT21 5QP | Flat/Maisonette | £330,000 | 28 Jan 2026 |
THE COACH HOUSE, NEWCHURCH TN29 0DL | Semi-detached | £450,000 | 27 Jan 2026 |
14, MULBERRY COURT CT21 5WB | Terraced | £265,000 | 27 Jan 2026 |
14, MILLFIELDS ROAD CT21 4DJ | Semi-detached | £375,000 | 23 Jan 2026 |
18, SEAVIEW ROAD, GREATSTONE TN28 8RJ | Detached | £410,000 | 23 Jan 2026 |
44, GREENFIELD ROAD CT19 6ER |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.