Market outlook for PO14
Key indicators for buyers
The PO14 market is moderately favourable for buyers. Prices have softened (-8.7%), which could present a buying opportunity. Affordability has improved from a peak of 10.8x in 2021 to 8.6x today. Rising rents (£1,198/mo, +4.1%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Fareham area
A home in Fareham costs 8.6x the local median salary — stretched, improving from a peak of 10.8x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Fareham area
Average monthly rent in Fareham is £1,198, up 4.1% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Fareham price of £342,333 with a 25% deposit (£86k), a 2-year fixed mortgage at 3.97% costs around £1,351 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses PO14 avg. price with Fareham rental data
Monthly mortgage payments (£1,351) are £153 more than renting (£1,198). However, buying requires an upfront deposit of £86k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 9, 27A, STUBBINGTON GREEN PO14 2JY | Flat/Maisonette | £246,000 | 26 Jan 2026 |
16, GLENBROOK WALK PO14 3AH | Semi-detached | £220,000 | 20 Jan 2026 |
14, NORTHWAYS, STUBBINGTON PO14 2AL | Terraced | £280,000 | 15 Jan 2026 |
35, THE HURDLES PO14 4AN | Semi-detached | £320,000 | 14 Jan 2026 |
FLAT 54, FRESHWATER HOUSE, FROGMORE PO14 3BZ | Flat/Maisonette | £200,000 | 13 Jan 2026 |
25, ANKER LANE PO14 3HE | Detached | £595,000 | 12 Jan 2026 |
8, KINGSMEAD AVENUE, STUBBINGTON PO14 2NL |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.