Epsom and Ewell

Data from Land Registry, ONS, Bank of England

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Avg. price

£548,175

↑ +0.4% YoY

Affordability

13.17x

↓ price-to-earnings

Avg. rent

£1678/mo

↓ -0.1% YoY

Market outlook for Epsom and Ewell

Key indicators for buyers

Prices stable+0.4% YoYRelatively stable market

Very stretched13.2xImproving from 19.4x in 2022

Rates favourable3.97%2yr fixed, 75% LTV

Market quiet-6% YoYLess competition

Rents stable-0.1% YoYCurrently £1,678/mo

The Epsom and Ewell market is moderately favourable for buyers. Affordability has improved from a peak of 19.4x in 2022 to 13.2x today.

Price trends

Average sale prices · HM Land Registry / UK HPI

£548,175

↑ +0.4% YoY

Affordability ratio

House price ÷ median earnings · ONS data

13.17x

price-to-earnings

A home in Epsom and Ewell costs 13.2x the local median salary — very stretched, improving from a peak of 19.4x in 2022.

Rental trends

Average monthly rent · ONS Private Rental Index

£1678/mo

↓ -0.1% YoY

Average monthly rent in Epsom and Ewell is £1,678, down 0.1% year-on-year. Rents have risen consistently over the past five years.

Monthly mortgage

2yr fixed · 75% LTV · 25yr term · BoE avg. rate

£2,163

per month at 3.97%

LTV

Term

Deposit (25%)

£137k

Stamp duty

£15k

Based on the average Epsom and Ewell price of £548,175 with a 25% deposit (£137k), a 2-year fixed mortgage at 3.97% costs around £2,163 per month.

Rent vs buy snapshot

Monthly cost comparison based on current data

Renting

£1,678

per month

0% equity built

Buying (mortgage)

£2,163

per month

£485 more than renting

Breakeven

14yr

to recoup deposit

vs renting + investing

Monthly mortgage payments (£2,163) are £485 more than renting (£1,678). However, buying requires an upfront deposit of £137k — it would take around 14 years to recoup that cost compared to renting and investing the difference.

Recent sales

Latest transactions · HM Land Registry Price Paid Data

Address	Type	Price	Date
92, HOOK ROAD KT19 8TR	Semi-detached	£510,000	26 Jan 2026
3, HIGHRIDGE CLOSE KT18 5HF	Detached	£745,000	21 Jan 2026
47, CLANDON CLOSE KT17 2NH	Semi-detached	£750,000	16 Jan 2026
171, NEWBURY GARDENS KT19 0PF	Detached	£515,000	16 Jan 2026
FLAT 8, RYEBROOK STUDIOS, WOODCOTE SIDE KT18 7HD	Flat/Maisonette	£265,000	16 Jan 2026
59, UPPER HIGH STREET KT17 4RA	Terraced	£405,000	16 Jan 2026
54A, ROSEBERY ROAD KT18 6AA	Semi-detached

Explore postcodes in Epsom and Ewell

3postcode districts · Click for detailed prices

Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions