Market outlook for DY5
Key indicators for buyers
The DY5 market is moderately favourable for buyers. Prices have softened (-17.6%), which could present a buying opportunity. Rising rents (£846/mo, +8.0%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Dudley area
A home in Dudley costs 6.8x the local median salary — moderate, improving from a peak of 6.8x in 2023.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Dudley area
Average monthly rent in Dudley is £846, up 8.0% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Dudley price of £177,071 with a 25% deposit (£44k), a 2-year fixed mortgage at 3.97% costs around £699 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses DY5 avg. price with Dudley rental data
Monthly mortgage payments (£699) are £147 less than renting (£846). However, buying requires an upfront deposit of £44k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
16, ANSCULF ROAD DY5 3FQ | Semi-detached | £251,500 | 23 Jan 2026 |
1, BIRCH COPPICE DY5 1AP | Detached | £347,000 | 22 Jan 2026 |
87, THORNS ROAD, QUARRY BANK DY5 2LA | Semi-detached | £108,000 | 19 Jan 2026 |
49, HONISTER CLOSE, QUARRY BANK DY5 1DL | Terraced | £225,000 | 13 Jan 2026 |
APARTMENT 117, LANDMARK, WATERFRONT WEST DY5 1LY | Flat/Maisonette | £49,500 | 12 Jan 2026 |
132, FENTON STREET DY5 3HJ | Terraced | £120,500 | 6 Jan 2026 |
137, DADFORD VIEW DY5 3SX | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.