Market outlook for DY3
Key indicators for buyers
The DY3 market is moderately favourable for buyers. Prices have softened (-14.4%), which could present a buying opportunity. Rising rents (£846/mo, +8.0%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Dudley area
A home in Dudley costs 6.8x the local median salary — moderate, improving from a peak of 6.8x in 2023.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Dudley area
Average monthly rent in Dudley is £846, up 8.0% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Dudley price of £223,500 with a 25% deposit (£56k), a 2-year fixed mortgage at 3.97% costs around £882 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses DY3 avg. price with Dudley rental data
Monthly mortgage payments (£882) are £36 more than renting (£846). However, buying requires an upfront deposit of £56k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
68, CINDER ROAD DY3 2RP | Detached | £430,000 | 22 Jan 2026 |
4, THE GREYHOUND, WOMBOURNE ROAD, SWINDON DY3 4NF | Flat/Maisonette | £153,000 | 22 Jan 2026 |
25A, BARR STREET DY3 2LZ | Terraced | £120,000 | 16 Jan 2026 |
15, PARKES LANE DY3 1AQ | Semi-detached | £245,000 | 15 Jan 2026 |
13, CYPRESS AVENUE DY3 2JF | Semi-detached | £265,000 | 13 Jan 2026 |
103, DUDLEY ROAD DY3 1TF | Terraced | £128,000 | 13 Jan 2026 |
91, LONGMEADOW DRIVE, SEDGLEY DY3 3QR | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.