Market outlook for Dover
Key indicators for buyers
The Dover market looks favourable for buyers. Affordability has improved from a peak of 9.9x in 2022 to 7.8x today. Rising rents (£959/mo, +6.6%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Dover costs 7.8x the local median salary — moderate, improving from a peak of 9.9x in 2022.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Dover is £959, up 6.6% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Dover price of £285,410 with a 25% deposit (£71k), a 2-year fixed mortgage at 3.97% costs around £1,126 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,126) are £167 more than renting (£959). However, buying requires an upfront deposit of £71k — it would take around 12 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
111, WOODNESBOROUGH ROAD CT13 0AE | Terraced | £314,000 | 27 Jan 2026 |
116, MIDDLE STREET CT14 6JX | Terraced | £350,000 | 26 Jan 2026 |
43, PRINCES STREET CT14 6DQ | Terraced | £240,000 | 23 Jan 2026 |
85, BLENHEIM ROAD CT14 7DE | Terraced | £337,000 | 23 Jan 2026 |
8, WILLOW WAYE, EYTHORNE CT15 4DB | Semi-detached | £340,000 | 22 Jan 2026 |
BLAIR COURT, WESTMARSH CT3 2LS | Detached | £585,000 | 21 Jan 2026 |
9, LLOYD COURT, HIGH STREET CT14 6BN | Flat/Maisonette |
Explore postcodes in Dover
6postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.