Market outlook for SE19
Key indicators for buyers
The SE19 market presents a mixed picture for buyers. Prices have softened (-2.1%), which could present a buying opportunity. Affordability has improved from a peak of 11.8x in 2021 to 10.6x today. Rising rents (£1,582/mo, +3.2%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Croydon area
A home in Croydon costs 10.6x the local median salary — very stretched, improving from a peak of 11.8x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Croydon area
Average monthly rent in Croydon is £1,582, up 3.2% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Croydon price of £498,589 with a 25% deposit (£125k), a 2-year fixed mortgage at 4.92% costs around £2,169 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses SE19 avg. price with Croydon rental data
Monthly mortgage payments (£2,169) are £587 more than renting (£1,582). However, buying requires an upfront deposit of £125k — it would take around 15 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 9, WOODVILLE COURT, 31, SYLVAN ROAD SE19 2SG | Flat/Maisonette | £175,000 | 18 Aug 2026 |
FLAT 2, ST. VALERY, 54, BEULAH HILL SE19 3ER | Flat/Maisonette | £557,000 | 17 Aug 2026 |
18, ELLERY ROAD SE19 3QG | Semi-detached | £670,000 | 14 Aug 2026 |
29A, WESTOW STREET SE19 3RW | Other | £1,300,000 | 10 Aug 2026 |
22, COLBY ROAD SE19 1HA | Semi-detached | £850,000 | 10 Aug 2026 |
8, CHIPSTEAD CLOSE SE19 2LY | Terraced | £452,500 | 7 Aug 2026 |
FLAT 8, BLENHEIM COURT, 17, BEULAH HILL SE19 3LJ |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.