Market outlook for CR7
Key indicators for buyers
The CR7 market is moderately favourable for buyers. Prices have softened (-14.5%), which could present a buying opportunity. Affordability has improved from a peak of 11.8x in 2021 to 10.6x today. Rising rents (£1,556/mo, +4.2%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Croydon area
A home in Croydon costs 10.6x the local median salary — very stretched, improving from a peak of 11.8x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Croydon area
Average monthly rent in Croydon is £1,556, up 4.2% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Croydon price of £418,036 with a 25% deposit (£105k), a 2-year fixed mortgage at 3.97% costs around £1,650 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses CR7 avg. price with Croydon rental data
Monthly mortgage payments (£1,650) are £94 more than renting (£1,556). However, buying requires an upfront deposit of £105k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
195, BENSHAM LANE CR7 7ET | Terraced | £345,000 | 23 Jan 2026 |
36, THE DRIVE CR7 8LA | Terraced | £353,250 | 20 Jan 2026 |
170, LIVINGSTONE ROAD CR7 8JW | Terraced | £580,000 | 9 Jan 2026 |
65, WHARFEDALE GARDENS CR7 6LE | Terraced | £535,000 | 9 Jan 2026 |
19, HEATHVIEW ROAD CR7 7PN | Terraced | £438,000 | 5 Jan 2026 |
27, DOVERCOURT AVENUE CR7 7LJ | Semi-detached | £300,000 | 5 Jan 2026 |
33, BULLER ROAD CR7 8QX | Terraced | £375,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.