Market outlook for CR7
Key indicators for buyers
The CR7 market presents a mixed picture for buyers. Prices have softened (-22.3%), which could present a buying opportunity. Affordability has improved from a peak of 11.8x in 2021 to 10.6x today. Rising rents (£1,582/mo, +3.2%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Croydon area
A home in Croydon costs 10.6x the local median salary — very stretched, improving from a peak of 11.8x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Croydon area
Average monthly rent in Croydon is £1,582, up 3.2% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Croydon price of £364,739 with a 25% deposit (£91k), a 2-year fixed mortgage at 4.92% costs around £1,586 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses CR7 avg. price with Croydon rental data
Monthly mortgage payments (£1,586) are £4 more than renting (£1,582). However, buying requires an upfront deposit of £91k — it would take around 8 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
66, BEVERSTONE ROAD CR7 7LT | Terraced | £336,000 | 20 Aug 2026 |
64, LAKEHALL ROAD CR7 7EH | Terraced | £400,000 | 18 Aug 2026 |
FLAT B, 206, BRIGSTOCK ROAD CR7 7JD | Flat/Maisonette | £190,000 | 17 Aug 2026 |
40, FAIRLANDS AVENUE CR7 6HA | Terraced | £475,000 | 17 Aug 2026 |
66, HUNTER ROAD CR7 8QG | Terraced | £440,000 | 7 Aug 2026 |
FLAT 1, 683, LONDON ROAD CR7 6AZ | Flat/Maisonette | £144,500 | 7 Aug 2026 |
29, SILVERLEIGH ROAD CR7 6DY | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.