Market outlook for CR0
Key indicators for buyers
The CR0 market presents a mixed picture for buyers. Prices have softened (-9.4%), which could present a buying opportunity. Affordability has improved from a peak of 11.8x in 2021 to 10.6x today. Rising rents (£1,582/mo, +3.2%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Croydon area
A home in Croydon costs 10.6x the local median salary — very stretched, improving from a peak of 11.8x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Croydon area
Average monthly rent in Croydon is £1,582, up 3.2% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Croydon price of £411,603 with a 25% deposit (£103k), a 2-year fixed mortgage at 4.92% costs around £1,790 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses CR0 avg. price with Croydon rental data
Monthly mortgage payments (£1,790) are £208 more than renting (£1,582). However, buying requires an upfront deposit of £103k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
158, BALLARDS WAY CR0 5RG | Detached | £725,000 | 24 Aug 2026 |
35, WARREN ROAD CR0 6PE | Terraced | £325,000 | 21 Aug 2026 |
161, OSWARD CR0 9HE | Terraced | £390,000 | 19 Aug 2026 |
5, WRANGTHORN WALK CR0 4RZ | Terraced | £275,000 | 18 Aug 2026 |
FLAT 5, JOHNSTON COURT, 18 - 20, WOODSTOCK ROAD CR0 1JR | Flat/Maisonette | £265,000 | 17 Aug 2026 |
FLAT 1, SHIRLEY COTTAGES, 51, WICKHAM ROAD CR0 8TB | Flat/Maisonette | £370,000 | 17 Aug 2026 |
54, VINEY BANK CR0 9JT | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.