Market outlook for GL7
Key indicators for buyers
The GL7 market is moderately favourable for buyers. Prices have softened (-11.0%), which could present a buying opportunity. Affordability has improved from a peak of 15.7x in 2021 to 13.4x today. Rising rents (£1,263/mo, +9.7%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Cotswold area
A home in Cotswold costs 13.4x the local median salary — very stretched, improving from a peak of 15.7x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Cotswold area
Average monthly rent in Cotswold is £1,263, up 9.7% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cotswold price of £480,714 with a 25% deposit (£120k), a 2-year fixed mortgage at 3.97% costs around £1,897 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses GL7 avg. price with Cotswold rental data
Monthly mortgage payments (£1,897) are £634 more than renting (£1,263). However, buying requires an upfront deposit of £120k — it would take around 20 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
1, THE CURSUS GL7 3SB | Detached | £535,000 | 28 Jan 2026 |
3, GALES COURT, MOUNT PLEASANT GL7 3DG | Terraced | £360,000 | 19 Jan 2026 |
5, PAINTERS FIELD, QUENINGTON GL7 5DL | Detached | £665,000 | 19 Jan 2026 |
4, ASHCROFT GARDENS GL7 1RB | Terraced | £345,000 | 16 Jan 2026 |
3, CARTERS GROUND GL7 4FY | Detached | £685,000 | 16 Jan 2026 |
29, LYGON COURT GL7 4LX | Terraced | £340,000 | 14 Jan 2026 |
30, NIGHTINGALE WAY, SOUTH CERNEY GL7 5WB | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.