Data from Land Registry, ONS, Bank of England
Compare with another area →Key indicators for buyers
The City of Derby market looks favourable for buyers. Rising rents (£844/mo, +3.1%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in City of Derby costs 5.3x the local median salary — moderate, improving from a peak of 5.7x in 2007.
Average monthly rent · ONS Private Rental Index
Average monthly rent in City of Derby is £844, up 3.1% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average City of Derby price of £205,904 with a 25% deposit (£51k), a 2-year fixed mortgage at 3.97% costs around £813 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£813) are £31 less than renting (£844). However, buying requires an upfront deposit of £51k — it would take around 8 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
420, HARVEY ROAD DE24 8JX | Semi-detached | £82,500 | 29 Jan 2026 |
211, NORMAN HOUSE, FRIAR GATE DE1 1NU | Flat/Maisonette | £46,000 | 27 Jan 2026 |
30, DAVENPORT ROAD DE24 8AX | Terraced | £115,000 | 27 Jan 2026 |
1, FARRIER GARDENS, LITTLEOVER DE23 3XR | Detached | £495,350 | 26 Jan 2026 |
14, DEVON CLOSE DE21 6DQ | Semi-detached | £220,000 | 26 Jan 2026 |
26, CURZON ROAD, CHADDESDEN DE21 4NF | Semi-detached | £180,000 | 23 Jan 2026 |
76, CEDAR STREET DE22 1GE | Terraced |
8postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in City of Derby sells for £205,904, up slightly (0.1%) over the past year. Prices have grown from around £39k in the mid-1990s.
| £200,500 |
| 23 Jan 2026 |
18, CLEVELAND AVENUE, CHADDESDEN DE21 6SB | Detached | £270,000 | 23 Jan 2026 |
53, THE HOLLOW, LITTLEOVER DE23 6GH | Detached | £330,000 | 22 Jan 2026 |
106, BRACKNELL DRIVE, ALVASTON DE24 0BT | Semi-detached | £260,000 | 22 Jan 2026 |
42, APPLEDORE DRIVE, OAKWOOD DE21 2LN | Terraced | £176,000 | 21 Jan 2026 |
5, GRASSTHORPE CLOSE, OAKWOOD DE21 4RW | Terraced | £210,000 | 21 Jan 2026 |
16, WHITMORE ROAD, CHADDESDEN DE21 6HR | Semi-detached | £180,000 | 21 Jan 2026 |
70, LEMAN STREET DE22 3UX | Terraced | £125,000 | 20 Jan 2026 |
11, BRIDLE CLOSE, CHELLASTON DE73 6UZ | Semi-detached | £235,000 | 20 Jan 2026 |
5, LAUNCESTON ROAD, ALVASTON DE24 0NN | Semi-detached | £190,000 | 19 Jan 2026 |
APARTMENT 6, ROMAN COURT, CAESAR STREET DE1 3RG | Flat/Maisonette | £130,000 | 19 Jan 2026 |
12, NORBURY COURT, ALLESTREE DE22 2YA | Flat/Maisonette | £90,000 | 19 Jan 2026 |
127, ST GILES ROAD DE23 8SL | Terraced | £180,000 | 19 Jan 2026 |
14, WELLS ROAD, MICKLEOVER DE3 9BU | Semi-detached | £204,500 | 19 Jan 2026 |
The most recent recorded sale in City of Derby was a semi-detached property on Harvey Road for £82,500 in January 2026. Across the last 20 sales, the median price was £190,000.