Property Data OutlookChesterfield
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for Chesterfield
Key indicators for buyers
The Chesterfield market looks favourable for buyers. Affordability has improved from a peak of 6.8x in 2021 to 5.2x today. Rising rents (£732/mo, +3.8%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Chesterfield costs 5.2x the local median salary — moderate, improving from a peak of 6.8x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Chesterfield is £732, up 3.8% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Chesterfield price of £200,145 with a 25% deposit (£50k), a 2-year fixed mortgage at 3.97% costs around £790 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£790) are £58 more than renting (£732). However, buying requires an upfront deposit of £50k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
15A, GOWER CRESCENT S40 4LX | Semi-detached | £223,000 | 23 Jan 2026 |
34, STIRLING COURT, NIGHTINGALE CLOSE S41 7NZ | Flat/Maisonette | £105,000 | 23 Jan 2026 |
17, BROCKLEHURST PIECE S40 2QY | Semi-detached | £170,000 | 23 Jan 2026 |
11, EASEDALE CLOSE S40 4XP | Semi-detached | £158,000 | 20 Jan 2026 |
212, OLD ROAD S40 3QW | Terraced | £235,000 | 19 Jan 2026 |
23, DARWIN ROAD S40 4RX | Semi-detached | £195,000 | 19 Jan 2026 |
56, VICTORIA STREET, BRIMINGTON S43 1HY | Terraced |
Explore postcodes in Chesterfield
3postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.