Property Data OutlookCheshire West and Chester
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for Cheshire West and Chester
Key indicators for buyers
The Cheshire West and Chester market is moderately favourable for buyers. Prices are rising at 4.4%, which may favour acting sooner rather than later. Affordability has improved from a peak of 7.6x in 2023 to 6.9x today. Rising rents (£957/mo, +6.1%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Cheshire West and Chester costs 6.9x the local median salary — moderate, improving from a peak of 7.6x in 2023.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Cheshire West and Chester is £957, up 6.1% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cheshire West and Chester price of £269,070 with a 25% deposit (£67k), a 2-year fixed mortgage at 3.97% costs around £1,062 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,062) are £105 more than renting (£957). However, buying requires an upfront deposit of £67k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
20, OAK GRANGE, BRADBURNS LANE, HARTFORD CW8 1TG | Flat/Maisonette | £340,000 | 28 Jan 2026 |
7, QUEENS PARK HOUSE, QUEENS PARK VIEW, HANDBRIDGE CH4 7DB | Flat/Maisonette | £134,000 | 26 Jan 2026 |
111, MARSHALL LANE CW8 1LA | Semi-detached | £207,000 | 26 Jan 2026 |
15, SYDNEY STREET CW8 4AP | Terraced | £255,000 | 26 Jan 2026 |
FLAT 15, HAMILTON COURT, HINDERTON ROAD CH64 9PE | Flat/Maisonette | £55,000 | 23 Jan 2026 |
HILL VIEW, CHURCH STREET, TARVIN CH3 8NA | Semi-detached | £550,000 | 23 Jan 2026 |
3, SNAB LANE, NESS CH64 4BB |
Explore postcodes in Cheshire West and Chester
14postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.