Property Data OutlookCharnwood
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for Charnwood
Key indicators for buyers
The Charnwood market is moderately favourable for buyers. Prices are rising at 4.7%, which may favour acting sooner rather than later. Affordability has improved from a peak of 8.5x in 2021 to 7.5x today. Rising rents (£944/mo, +6.4%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Charnwood costs 7.5x the local median salary — moderate, improving from a peak of 8.5x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Charnwood is £944, up 6.4% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Charnwood price of £280,913 with a 25% deposit (£70k), a 2-year fixed mortgage at 3.97% costs around £1,109 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,109) are £165 more than renting (£944). However, buying requires an upfront deposit of £70k — it would take around 12 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
24, OSBORNE ROAD LE11 5RY | Semi-detached | £220,000 | 29 Jan 2026 |
42, WOODGATE, ROTHLEY LE7 7LJ | Terraced | £190,000 | 28 Jan 2026 |
30, TULIP CRESCENT LE11 2WH | Detached | £340,000 | 26 Jan 2026 |
37, WOODPECKER WAY, SHEPSHED LE12 9WF | Semi-detached | £89,576 | 26 Jan 2026 |
32, LOVETT CRESCENT, MOUNTSORREL LE12 7ZE | Detached | £315,000 | 23 Jan 2026 |
30, CHURCH STREET, THURMASTON LE4 8DP | Semi-detached | £267,000 | 23 Jan 2026 |
4, HUGH LUPUS COURT, MOUNTSORREL LE12 7GQ | Terraced |
Explore postcodes in Charnwood
3postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.