Property Data OutlookSA48
3,038 recorded transactions · Part of Ceredigion
Compare with another area →Market outlook for SA48
Key indicators for buyers
The SA48 market is moderately favourable for buyers. Prices have softened (-36.3%), which could present a buying opportunity. Affordability has improved from a peak of 9.7x in 2007 to 6.9x today. Rising rents (£709/mo, +5.4%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Ceredigion area
A home in Ceredigion costs 6.9x the local median salary — moderate, improving from a peak of 9.7x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Ceredigion area
Average monthly rent in Ceredigion is £709, up 5.4% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Ceredigion price of £179,005 with a 25% deposit (£45k), a 2-year fixed mortgage at 3.97% costs around £706 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses SA48 avg. price with Ceredigion rental data
Monthly mortgage payments (£706) are £3 less than renting (£709). However, buying requires an upfront deposit of £45k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
SIOP FACH, CILIAU AERON SA48 7RF | Terraced | £218,009 | 13 Jan 2026 |
35, BRYN STEFFAN SA48 8BS | Detached | £140,000 | 7 Jan 2026 |
CAERGRAWNT, CWMANN SA48 8EL | Detached | £310,000 | 15 Dec 2025 |
12, HEOL HATHREN, CWMANN SA48 8JR | Semi-detached | £152,000 | 12 Dec 2025 |
FLAT 2, GLANYRAFON, CWRT DULAS SA48 7HY | Flat/Maisonette | £133,000 | 12 Dec 2025 |
GELLI'R GLYN, NEW STREET SA48 7AJ | Detached | £365,000 | 11 Dec 2025 |
AERONDALE, FELINFACH SA48 7PG | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.