Property Data OutlookLU5
11,422 recorded transactions · Part of Central Bedfordshire
Compare with another area →Market outlook for LU5
Key indicators for buyers
The LU5 market is moderately favourable for buyers. Prices have softened (-2.6%), which could present a buying opportunity. Affordability has improved from a peak of 11.2x in 2021 to 9.7x today. Rising rents (£1,235/mo, +5.5%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Central Bedfordshire area
A home in Central Bedfordshire costs 9.7x the local median salary — stretched, improving from a peak of 11.2x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Central Bedfordshire area
Average monthly rent in Central Bedfordshire is £1,235, up 5.5% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Central Bedfordshire price of £333,605 with a 25% deposit (£83k), a 2-year fixed mortgage at 3.97% costs around £1,317 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses LU5 avg. price with Central Bedfordshire rental data
Monthly mortgage payments (£1,317) are £82 more than renting (£1,235). However, buying requires an upfront deposit of £83k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
47, THE BAULK, HOUGHTON REGIS LU5 6GG | Terraced | £325,000 | 23 Jan 2026 |
6, BANKSIDE CLOSE, HOUGHTON REGIS LU5 6JF | Detached | £295,000 | 23 Jan 2026 |
2, STOCKDALE, TODDINGTON LU5 6EB | Detached | £650,000 | 20 Jan 2026 |
32, GRANGEWAY, HOUGHTON REGIS LU5 5PR | Terraced | £235,000 | 16 Jan 2026 |
107, SUNDOWN AVENUE LU5 4AL | Semi-detached | £420,000 | 16 Jan 2026 |
8, EVANS CLOSE, HOUGHTON REGIS LU5 5TF | Terraced | £260,000 | 14 Jan 2026 |
103, SUNDOWN AVENUE LU5 4AL | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.