Market outlook for W1T
Key indicators for buyers
The W1T market is moderately favourable for buyers. Prices have softened (-67.0%), which could present a buying opportunity. Affordability has improved from a peak of 20.1x in 2017 to 14.4x today.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Camden area
A home in Camden costs 14.4x the local median salary — very stretched, improving from a peak of 20.1x in 2017.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Camden area
Average monthly rent in Camden is £2,624, down 7.5% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Camden price of £692,400 with a 25% deposit (£173k), a 2-year fixed mortgage at 3.97% costs around £2,732 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses W1T avg. price with Camden rental data
Monthly mortgage payments (£2,732) are £108 more than renting (£2,624). However, buying requires an upfront deposit of £173k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 3, 3, BERNERS STREET W1T 3LD | Flat/Maisonette | £859,800 | 15 Jan 2026 |
FIRST FLOOR FLAT, 22, CONWAY STREET W1T 6BF | Flat/Maisonette | £525,000 | 7 Jan 2026 |
FLAT 33, FURNIVAL MANSIONS, WELLS STREET W1T 3PL | Flat/Maisonette | £505,000 | 19 Dec 2025 |
APARTMENT 314, 37, RATHBONE PLACE W1T 1JN | Flat/Maisonette | £1,575,000 | 8 Dec 2025 |
FLAT 4, WEST ONE HOUSE, 47, WELLS STREET W1T 3PN | Flat/Maisonette | £540,000 | 4 Dec 2025 |
FLAT 3, 49, HANWAY STREET W1T 1AY | Flat/Maisonette | £875,000 | 31 Oct 2025 |
FLAT 9, ELISA COURT, CHITTY STREET |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.