Market outlook for NW5
Key indicators for buyers
The NW5 market is moderately favourable for buyers. Prices are rising at 72.4%, which may favour acting sooner rather than later. Affordability has improved from a peak of 20.1x in 2017 to 14.4x today.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Camden area
A home in Camden costs 14.4x the local median salary — very stretched, improving from a peak of 20.1x in 2017.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Camden area
Average monthly rent in Camden is £2,624, down 7.5% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Camden price of £1,522,417 with a 25% deposit (£381k), a 2-year fixed mortgage at 3.97% costs around £6,008 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses NW5 avg. price with Camden rental data
Monthly mortgage payments (£6,008) are £3,384 more than renting (£2,624). However, buying requires an upfront deposit of £381k — it would take around 144 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 14, TOWN APARTMENTS, 47, ALLCROFT ROAD NW5 4NB | Flat/Maisonette | £770,000 | 22 Jan 2026 |
43, CROFTDOWN ROAD NW5 1EL | Terraced | £2,950,000 | 16 Jan 2026 |
22, GLENHURST AVENUE NW5 1PS | Semi-detached | £1,650,000 | 16 Jan 2026 |
10, RAVELEY STREET NW5 2HU | Terraced | £2,150,000 | 15 Jan 2026 |
13B, OSENEY CRESCENT NW5 2AT | Flat/Maisonette | £615,000 | 9 Jan 2026 |
FLAT A, 30, CAVERSHAM ROAD NW5 2DS | Flat/Maisonette | £999,500 | 5 Jan 2026 |
14, NEWBURY MEWS NW5 3HP | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.