Market outlook for N1C
Key indicators for buyers
The N1C market is moderately favourable for buyers. Prices have softened (-13.3%), which could present a buying opportunity. Affordability has improved from a peak of 20.1x in 2017 to 14.4x today.
Price trends
Yearly averages · HM Land Registry Price Paid Data
The average property in N1C sold for £1,231,783 in 2025, with a median of £875,000 across 30 transactions. Prices fell 13.3% compared to the previous year.
Prices by property type
2025averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Camden area
A home in Camden costs 14.4x the local median salary — very stretched, improving from a peak of 20.1x in 2017.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Camden area
Average monthly rent in Camden is £2,624, down 7.5% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Camden price of £1,231,783 with a 25% deposit (£308k), a 2-year fixed mortgage at 3.97% costs around £4,861 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses N1C avg. price with Camden rental data
Monthly mortgage payments (£4,861) are £2,237 more than renting (£2,624). However, buying requires an upfront deposit of £308k — it would take around 38 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
APARTMENT B2-4, LUMA HOUSE, 6, LEWIS CUBITT WALK N1C 4DT | Flat/Maisonette | £725,000 | 25 Nov 2025 |
APARTMENT F4-09, PLIMSOLL BUILDING, 1, HANDYSIDE STREET N1C 4BQ | Flat/Maisonette | £900,000 | 3 Oct 2025 |
APARTMENT F8-02, PLIMSOLL BUILDING, 1, HANDYSIDE STREET N1C 4BR | Flat/Maisonette | £710,000 | 30 Sept 2025 |
APARTMENT 12-61, GASHOLDERS BUILDING, 1, LEWIS CUBITT SQUARE N1C 4BY | Flat/Maisonette | £955,000 | 26 Sept 2025 |
APARTMENT 80, TAPESTRY APARTMENTS, 1, CANAL REACH N1C 4AZ | Flat/Maisonette | £1,485,000 | 19 Sept 2025 |
101, FENMAN HOUSE, 5, LEWIS CUBITT WALK N1C 4DF | Flat/Maisonette | £796,000 | 14 Aug 2025 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.