Market outlook for CB5
Key indicators for buyers
The CB5 market is moderately favourable for buyers. Prices have softened (-4.9%), which could present a buying opportunity. Affordability has improved from a peak of 13.5x in 2017 to 10.8x today.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Cambridge area
A home in Cambridge costs 10.8x the local median salary — very stretched, improving from a peak of 13.5x in 2017.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Cambridge area
Average monthly rent in Cambridge is £1,793, up 1.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cambridge price of £438,500 with a 25% deposit (£110k), a 2-year fixed mortgage at 3.97% costs around £1,730 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses CB5 avg. price with Cambridge rental data
Monthly mortgage payments (£1,730) are £63 less than renting (£1,793). However, buying requires an upfront deposit of £110k — it would take around 8 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
9, BRUNSWICK TERRACE CB5 8DG | Terraced | £660,000 | 14 Jan 2026 |
FLAT 42, REGATTA COURT, OYSTER ROW CB5 8NS | Flat/Maisonette | £217,000 | 12 Jan 2026 |
17, THE HOMING CB5 8SD | Semi-detached | £480,000 | 19 Dec 2025 |
104, DITTON LANE, FEN DITTON CB5 8SS | Detached | £650,000 | 15 Dec 2025 |
FLAT 1, 20, DITTON WALK CB5 8QE | Flat/Maisonette | £255,000 | 15 Dec 2025 |
115, BARNWELL ROAD CB5 8RQ | Terraced | £385,000 | 15 Dec 2025 |
76, BEACON RISE, 160, NEWMARKET ROAD CB5 8AX | Flat/Maisonette |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.