Market outlook for CB4
Key indicators for buyers
The CB4 market is moderately favourable for buyers. Prices have softened (-39.0%), which could present a buying opportunity. Affordability has improved from a peak of 13.5x in 2017 to 10.8x today.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Cambridge area
A home in Cambridge costs 10.8x the local median salary — very stretched, improving from a peak of 13.5x in 2017.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Cambridge area
Average monthly rent in Cambridge is £1,793, up 1.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cambridge price of £328,511 with a 25% deposit (£82k), a 2-year fixed mortgage at 3.97% costs around £1,296 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses CB4 avg. price with Cambridge rental data
Monthly mortgage payments (£1,296) are £497 less than renting (£1,793). However, buying requires an upfront deposit of £82k — it would take around 5 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
22, TWICKENHAM COURT CB4 2HX | Flat/Maisonette | £301,600 | 19 Jan 2026 |
130, COCKERELL ROAD CB4 3RZ | Flat/Maisonette | £185,000 | 9 Jan 2026 |
8, HAZELWOOD CLOSE CB4 3SN | Flat/Maisonette | £170,000 | 9 Jan 2026 |
9, ROLAND CLOSE CB4 2DJ | Terraced | £390,000 | 9 Jan 2026 |
14, PEPYS COURT CB4 1GF | Flat/Maisonette | £385,000 | 9 Jan 2026 |
22, PRIMARY COURT CB4 1NB | Terraced | £340,000 | 7 Jan 2026 |
11, HAWKINS ROAD CB4 2QU | Terraced | £340,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.