Property Data OutlookOL14
8,830 recorded transactions · Part of Calderdale
Compare with another area →Market outlook for OL14
Key indicators for buyers
The OL14 market is moderately favourable for buyers. Prices are rising at 32.9%, which may favour acting sooner rather than later. Affordability has improved from a peak of 6.0x in 2021 to 5.4x today. Rising rents (£738/mo, +5.4%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Calderdale area
A home in Calderdale costs 5.4x the local median salary — moderate, improving from a peak of 6.0x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Calderdale area
Average monthly rent in Calderdale is £738, up 5.4% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Calderdale price of £308,500 with a 25% deposit (£77k), a 2-year fixed mortgage at 3.97% costs around £1,217 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses OL14 avg. price with Calderdale rental data
Monthly mortgage payments (£1,217) are £479 more than renting (£738). However, buying requires an upfront deposit of £77k — it would take around 26 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
111, LONGFIELD ROAD OL14 6ND | Terraced | £165,000 | 12 Jan 2026 |
STONEY ROYD LODGE, STONEY ROYD LANE OL14 8EP | Detached | £495,000 | 9 Jan 2026 |
3, ASHER DRIVE OL14 8FG | Other | £356,000 | 8 Jan 2026 |
14, BAR STREET OL14 7ND | Terraced | £218,000 | 7 Jan 2026 |
10, NEWALL STREET OL14 7SW | Terraced | £135,000 | 19 Dec 2025 |
41, CAMBRIDGE STREET OL14 5BJ | Terraced | £117,500 | 18 Dec 2025 |
OAK HILL, INCHFIELD ROAD OL14 7QW | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.