Property Data OutlookHX3
26,463 recorded transactions · Part of Calderdale
Compare with another area →Market outlook for HX3
Key indicators for buyers
The HX3 market looks favourable for buyers. Prices have softened (-4.3%), which could present a buying opportunity. Affordability has improved from a peak of 6.0x in 2021 to 5.4x today. Rising rents (£738/mo, +5.4%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Calderdale area
A home in Calderdale costs 5.4x the local median salary — moderate, improving from a peak of 6.0x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Calderdale area
Average monthly rent in Calderdale is £738, up 5.4% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Calderdale price of £216,363 with a 25% deposit (£54k), a 2-year fixed mortgage at 3.97% costs around £854 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses HX3 avg. price with Calderdale rental data
Monthly mortgage payments (£854) are £116 more than renting (£738). However, buying requires an upfront deposit of £54k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
6, PARK PLACE EAST HX3 8BA | Terraced | £130,000 | 22 Jan 2026 |
10, GLEN TERRACE, HIPPERHOLME HX3 8EJ | Terraced | £124,000 | 21 Jan 2026 |
10, MEADOW DRIVE HX3 5JX | Semi-detached | £190,000 | 19 Jan 2026 |
39, BACKHOLD AVENUE HX3 9DY | Terraced | £122,500 | 16 Jan 2026 |
38, WOODHALL CRESCENT HX3 0UN | Terraced | £185,000 | 16 Jan 2026 |
6, ATHOL GARDENS HX3 5SD | Terraced | £76,750 | 16 Jan 2026 |
71, WOODSIDE PLACE HX3 6EQ | Terraced | £103,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.