Property Data OutlookHX1
13,163 recorded transactions · Part of Calderdale
Compare with another area →Market outlook for HX1
Key indicators for buyers
The HX1 market looks favourable for buyers. Prices have softened (-7.8%), which could present a buying opportunity. Affordability has improved from a peak of 6.0x in 2021 to 5.4x today. Rising rents (£738/mo, +5.4%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Calderdale area
A home in Calderdale costs 5.4x the local median salary — moderate, improving from a peak of 6.0x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Calderdale area
Average monthly rent in Calderdale is £738, up 5.4% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Calderdale price of £121,667 with a 25% deposit (£30k), a 2-year fixed mortgage at 3.97% costs around £480 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses HX1 avg. price with Calderdale rental data
Monthly mortgage payments (£480) are £258 less than renting (£738). However, buying requires an upfront deposit of £30k — it would take around 5 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
24, EMSCOTE AVENUE HX1 3AU | Terraced | £72,000 | 27 Jan 2026 |
21, SPRING HALL PLACE HX1 4TF | Terraced | £50,000 | 21 Jan 2026 |
68, HORTON STREET HX1 1QE | Detached | £340,000 | 20 Jan 2026 |
13, DUNKIRK STREET HX1 3TB | Terraced | £73,000 | 16 Jan 2026 |
8, ETON STREET HX1 4LQ | Terraced | £75,000 | 15 Jan 2026 |
20, ARDEN ROAD HX1 3AG | Semi-detached | £120,000 | 12 Jan 2026 |
60, RIPON STREET HX1 3UG | Terraced | £97,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.