Property Data OutlookBuckinghamshire
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for Buckinghamshire
Key indicators for buyers
The Buckinghamshire market is moderately favourable for buyers. Affordability has improved from a peak of 12.4x in 2018 to 11.3x today. Rising rents (£1,463/mo, +4.4%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Buckinghamshire costs 11.3x the local median salary — very stretched, improving from a peak of 12.4x in 2018.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Buckinghamshire is £1,463, up 4.4% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Buckinghamshire price of £479,558 with a 25% deposit (£120k), a 2-year fixed mortgage at 3.97% costs around £1,893 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,893) are £430 more than renting (£1,463). However, buying requires an upfront deposit of £120k — it would take around 14 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
27, RAVENSBOURNE ROAD HP21 9TG | Terraced | £273,000 | 28 Jan 2026 |
2, BRACKLEY CLOSE, ASTON CLINTON HP22 5JQ | Terraced | £475,000 | 27 Jan 2026 |
1, SMITHS ROAD, WALTERS ASH HP14 4EL | Detached | £737,500 | 23 Jan 2026 |
4, APSLEY WALK SL0 9BQ | Semi-detached | £800,000 | 23 Jan 2026 |
21, WARREN CLOSE, STONE HP17 8YL | Detached | £500,000 | 23 Jan 2026 |
55, GREAT MEADOW WAY HP19 7GF | Semi-detached | £325,000 | 23 Jan 2026 |
34, ARUNDEL ROAD HP12 4NE | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.