Market outlook for CF34
Key indicators for buyers
The CF34 market is moderately favourable for buyers. Prices are rising at 8.0%, which may favour acting sooner rather than later. Affordability has improved from a peak of 6.8x in 2022 to 6.0x today. Rising rents (£731/mo, +7.3%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Bridgend area
A home in Bridgend costs 6.0x the local median salary — moderate, improving from a peak of 6.8x in 2022.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bridgend area
Average monthly rent in Bridgend is £731, up 7.3% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bridgend price of £164,429 with a 25% deposit (£41k), a 2-year fixed mortgage at 3.97% costs around £649 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses CF34 avg. price with Bridgend rental data
Monthly mortgage payments (£649) are £82 less than renting (£731). However, buying requires an upfront deposit of £41k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
38, HARVEY STREET CF34 0AE | Terraced | £120,000 | 23 Jan 2026 |
6, BRODAWEL CF34 0LL | Semi-detached | £160,000 | 21 Jan 2026 |
14, ST MICHAELS ROAD CF34 9PA | Terraced | £120,000 | 12 Jan 2026 |
7, DUKE STREET CF34 0LT | Terraced | £149,000 | 12 Jan 2026 |
11, GREENFIELD STREET CF34 0NP | Detached | £155,000 | 9 Jan 2026 |
45, HERMON ROAD CF34 0ST | Terraced | £95,000 | 9 Jan 2026 |
8, HEOL NEUADD DOMOS CF34 9GA | Detached | £352,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.