Market outlook for BD9
Key indicators for buyers
The BD9 market looks favourable for buyers. Prices have softened (-27.3%), which could present a buying opportunity. Affordability has improved from a peak of 6.0x in 2007 to 5.2x today. Rising rents (£732/mo, +3.9%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Bradford area
A home in Bradford costs 5.2x the local median salary — moderate, improving from a peak of 6.0x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bradford area
Average monthly rent in Bradford is £732, up 3.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bradford price of £136,750 with a 25% deposit (£34k), a 2-year fixed mortgage at 3.97% costs around £540 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses BD9 avg. price with Bradford rental data
Monthly mortgage payments (£540) are £192 less than renting (£732). However, buying requires an upfront deposit of £34k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
12, ABBOTS WOOD BD9 4AQ | Terraced | £183,500 | 23 Jan 2026 |
185, LYNFIELD DRIVE BD9 6EY | Semi-detached | £90,000 | 9 Jan 2026 |
24, FIRTH ROAD BD9 4RS | Terraced | £120,000 | 19 Dec 2025 |
6, ALTAR DRIVE BD9 5QD | Terraced | £260,000 | 19 Dec 2025 |
7, PLANTATION DRIVE BD9 6SG | Terraced | £200,000 | 19 Dec 2025 |
32, PARSONS ROAD BD9 4AY | Detached | £340,000 | 17 Dec 2025 |
93, FRIZLEY GARDENS BD9 4LZ | Flat/Maisonette | £82,500 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.