Market outlook for BD4
Key indicators for buyers
The BD4 market looks favourable for buyers. Prices have softened (-11.0%), which could present a buying opportunity. Affordability has improved from a peak of 6.0x in 2007 to 5.2x today. Rising rents (£732/mo, +3.9%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Bradford area
A home in Bradford costs 5.2x the local median salary — moderate, improving from a peak of 6.0x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bradford area
Average monthly rent in Bradford is £732, up 3.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bradford price of £132,143 with a 25% deposit (£33k), a 2-year fixed mortgage at 3.97% costs around £521 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses BD4 avg. price with Bradford rental data
Monthly mortgage payments (£521) are £211 less than renting (£732). However, buying requires an upfront deposit of £33k — it would take around 5 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
35, BROMFORD ROAD BD4 7RE | Semi-detached | £180,000 | 19 Jan 2026 |
50, MELFORD STREET BD4 9NB | Terraced | £120,000 | 19 Jan 2026 |
36, ROYD MOOR ROAD BD4 0TR | Semi-detached | £150,000 | 16 Jan 2026 |
8, FENBY CLOSE BD4 8QZ | Semi-detached | £75,000 | 15 Jan 2026 |
28, TYERSAL CLOSE BD4 8HE | Terraced | £140,000 | 9 Jan 2026 |
33, SHERIDAN STREET BD4 7RN | Terraced | £95,000 | 9 Jan 2026 |
42, BROUGHTON AVENUE BD4 6AH | Semi-detached | £165,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.