Market outlook for BD3
Key indicators for buyers
The BD3 market is moderately favourable for buyers. Prices are rising at 213.2%, which may favour acting sooner rather than later. Affordability has improved from a peak of 6.0x in 2007 to 5.2x today. Rising rents (£732/mo, +3.9%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Bradford area
A home in Bradford costs 5.2x the local median salary — moderate, improving from a peak of 6.0x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bradford area
Average monthly rent in Bradford is £732, up 3.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bradford price of £400,000 with a 25% deposit (£100k), a 2-year fixed mortgage at 3.97% costs around £1,579 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses BD3 avg. price with Bradford rental data
Monthly mortgage payments (£1,579) are £847 more than renting (£732). However, buying requires an upfront deposit of £100k — it would take around 83 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
80, KILLINGHALL ROAD BD3 8HN | Semi-detached | £200,000 | 12 Jan 2026 |
1280, LEEDS ROAD BD3 8LF | Other | £600,000 | 8 Jan 2026 |
41, HENDFORD DRIVE BD3 0SE | Flat/Maisonette | £60,000 | 19 Dec 2025 |
24, WESTMINSTER TERRACE BD3 0HG | Semi-detached | £105,000 | 18 Dec 2025 |
1464, LEEDS ROAD BD3 7AA | Semi-detached | £195,000 | 16 Dec 2025 |
18, SYDENHAM PLACE BD3 0LB | Terraced | £70,000 | 12 Dec 2025 |
54, DERBY ROAD BD3 8QA | Terraced | £160,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.