Market outlook for BD22
Key indicators for buyers
The BD22 market looks favourable for buyers. Prices have softened (-10.5%), which could present a buying opportunity. Affordability has improved from a peak of 6.0x in 2007 to 5.2x today. Rising rents (£732/mo, +3.9%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Bradford area
A home in Bradford costs 5.2x the local median salary — moderate, improving from a peak of 6.0x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bradford area
Average monthly rent in Bradford is £732, up 3.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bradford price of £193,123 with a 25% deposit (£48k), a 2-year fixed mortgage at 3.97% costs around £762 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses BD22 avg. price with Bradford rental data
Monthly mortgage payments (£762) are £30 more than renting (£732). However, buying requires an upfront deposit of £48k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
1, GREEN STREET, HAWORTH BD22 8BE | Terraced | £50,723 | 26 Jan 2026 |
3, WESLEYAN MEWS BD22 6DL | Semi-detached | £140,000 | 23 Jan 2026 |
UPPER FLIGHT STACK, SAWOOD, OXENHOPE BD22 9SP | Terraced | £385,000 | 20 Jan 2026 |
1, ACRE ROAD, COWLING BD22 0FN | Semi-detached | £230,000 | 16 Jan 2026 |
7, MOORCROFT AVENUE, OAKWORTH BD22 7NE | Semi-detached | £220,000 | 16 Jan 2026 |
25, BINGLEY ROAD, CROSS ROADS BD22 9BU | Terraced | £115,000 | 16 Jan 2026 |
1, ELM STREET, OXENHOPE BD22 9JL |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.