Market outlook for BD2
Key indicators for buyers
The BD2 market looks favourable for buyers. Prices have softened (-21.9%), which could present a buying opportunity. Affordability has improved from a peak of 6.0x in 2007 to 5.2x today. Rising rents (£732/mo, +3.9%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Bradford area
A home in Bradford costs 5.2x the local median salary — moderate, improving from a peak of 6.0x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bradford area
Average monthly rent in Bradford is £732, up 3.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bradford price of £146,650 with a 25% deposit (£37k), a 2-year fixed mortgage at 3.97% costs around £579 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses BD2 avg. price with Bradford rental data
Monthly mortgage payments (£579) are £153 less than renting (£732). However, buying requires an upfront deposit of £37k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
358, KINGS ROAD BD2 1NH | Semi-detached | £155,000 | 27 Jan 2026 |
35, NORMAN LANE BD2 2LB | Terraced | £199,950 | 23 Jan 2026 |
3, DAISY FIELDS BD2 1DZ | Semi-detached | £178,000 | 21 Jan 2026 |
18, PETERBOROUGH ROAD BD2 3AR | Terraced | £78,250 | 19 Jan 2026 |
30, MOORSIDE AVENUE BD2 3HG | Semi-detached | £160,000 | 19 Jan 2026 |
465, KINGS ROAD BD2 1ND | Semi-detached | £198,000 | 19 Jan 2026 |
71, HARROGATE ROAD BD2 3DY | Terraced | £94,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.