Market outlook for BD14
Key indicators for buyers
The BD14 market looks favourable for buyers. Affordability has improved from a peak of 6.0x in 2007 to 5.2x today. Rising rents (£732/mo, +3.9%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Bradford area
A home in Bradford costs 5.2x the local median salary — moderate, improving from a peak of 6.0x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bradford area
Average monthly rent in Bradford is £732, up 3.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bradford price of £197,400 with a 25% deposit (£49k), a 2-year fixed mortgage at 3.97% costs around £779 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses BD14 avg. price with Bradford rental data
Monthly mortgage payments (£779) are £47 more than renting (£732). However, buying requires an upfront deposit of £49k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
145, PASTURE LANE, CLAYTON BD14 6LR | Semi-detached | £270,000 | 26 Jan 2026 |
12B, PENTLAND AVENUE, CLAYTON BD14 6JG | Semi-detached | £180,000 | 15 Jan 2026 |
22, PINFOLD, CLAYTON BD14 6ST | Flat/Maisonette | £90,000 | 9 Jan 2026 |
4, SANDRINGHAM ROAD, CLAYTON BD14 6EA | Semi-detached | £207,000 | 9 Jan 2026 |
11, CRESTVILLE ROAD, CLAYTON BD14 6DW | Other | £240,000 | 9 Jan 2026 |
12, ALEXANDER SQUARE, CLAYTON BD14 6QU | Terraced | £250,000 | 19 Dec 2025 |
1, HOLLINGWELL HILL, CLAYTON BD14 6PU |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.