Market outlook for BD13
Key indicators for buyers
The BD13 market is moderately favourable for buyers. Prices are rising at 16.0%, which may favour acting sooner rather than later. Affordability has improved from a peak of 6.0x in 2007 to 5.2x today. Rising rents (£732/mo, +3.9%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Bradford area
A home in Bradford costs 5.2x the local median salary — moderate, improving from a peak of 6.0x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bradford area
Average monthly rent in Bradford is £732, up 3.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bradford price of £236,375 with a 25% deposit (£59k), a 2-year fixed mortgage at 3.97% costs around £933 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses BD13 avg. price with Bradford rental data
Monthly mortgage payments (£933) are £201 more than renting (£732). However, buying requires an upfront deposit of £59k — it would take around 14 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
12, WINDSOR GROVE, THORNTON BD13 3PL | Terraced | £225,000 | 23 Jan 2026 |
3, PENNINE CLOSE, QUEENSBURY BD13 2NG | Detached | £290,000 | 22 Jan 2026 |
60 - 62, AMBLER THORN, QUEENSBURY BD13 2DJ | Terraced | £212,000 | 21 Jan 2026 |
31, LODGE STREET, CULLINGWORTH BD13 5HB | Terraced | £120,000 | 9 Jan 2026 |
5, SOUTHLANDS AVENUE, THORNTON BD13 3BQ | Semi-detached | £142,000 | 8 Jan 2026 |
46, HUGHENDON DRIVE, THORNTON BD13 3AU | Semi-detached | £310,000 | 8 Jan 2026 |
1, LOWER WHITESHAW MEWS, DENHOLME BD13 4LS |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.