Market outlook for BD12
Key indicators for buyers
The BD12 market is moderately favourable for buyers. Prices are rising at 11.9%, which may favour acting sooner rather than later. Affordability has improved from a peak of 6.0x in 2007 to 5.2x today. Rising rents (£732/mo, +3.9%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Bradford area
A home in Bradford costs 5.2x the local median salary — moderate, improving from a peak of 6.0x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bradford area
Average monthly rent in Bradford is £732, up 3.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bradford price of £203,200 with a 25% deposit (£51k), a 2-year fixed mortgage at 3.97% costs around £802 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses BD12 avg. price with Bradford rental data
Monthly mortgage payments (£802) are £70 more than renting (£732). However, buying requires an upfront deposit of £51k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
9, WORTHING HEAD CLOSE, WYKE BD12 9QJ | Semi-detached | £233,000 | 22 Jan 2026 |
15, GREENGATES AVENUE, WYKE BD12 9LQ | Semi-detached | £195,000 | 16 Jan 2026 |
15, HIGH FERNLEY COURT, WYKE BD12 8AN | Semi-detached | £265,000 | 16 Jan 2026 |
62, BLACKSTONE AVENUE, WYKE BD12 8SJ | Semi-detached | £170,000 | 16 Jan 2026 |
97, CLECKHEATON ROAD, LOW MOOR BD12 0HL | Semi-detached | £153,000 | 7 Jan 2026 |
12, CHAPEL ROAD, LOW MOOR BD12 0JH | Terraced | £155,000 | 22 Dec 2025 |
3, WYKE CRESCENT, WYKE BD12 9AY |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.