Market outlook for BD1
Key indicators for buyers
The BD1 market looks favourable for buyers. Prices have softened (-69.2%), which could present a buying opportunity. Affordability has improved from a peak of 6.0x in 2007 to 5.2x today. Rising rents (£732/mo, +3.9%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Bradford area
A home in Bradford costs 5.2x the local median salary — moderate, improving from a peak of 6.0x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bradford area
Average monthly rent in Bradford is £732, up 3.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bradford price of £38,000 with a 25% deposit (£10k), a 2-year fixed mortgage at 3.97% costs around £150 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses BD1 avg. price with Bradford rental data
Monthly mortgage payments (£150) are £582 less than renting (£732). However, buying requires an upfront deposit of £10k — it would take around 1 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
APARTMENT 12, 53, LEEDS ROAD BD1 5AF | Flat/Maisonette | £38,000 | 22 Jan 2026 |
FLAT 28, 63, VICAR LANE BD1 5BN | Flat/Maisonette | £130,000 | 15 Dec 2025 |
FLAT 60, 63, VICAR LANE BD1 5BN | Flat/Maisonette | £123,000 | 11 Dec 2025 |
APARTMENT 22, COLONIAL BUILDING 135-139, SUNBRIDGE ROAD BD1 2NB | Flat/Maisonette | £54,000 | 8 Dec 2025 |
1, RAWSON PLACE BD1 3QQ | Other | £165,000 | 4 Dec 2025 |
3B, BURNETT STREET BD1 5AP | Other | £28,000 | 24 Nov 2025 |
VALLEY POINT, 4, VALLEY ROAD BD1 4AA |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.